Call reports 2012
FIRST STATE COMMUNITY BANK — 2012
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,311,586,000 | 1,295,177,000 | 1,286,609,000 | 1,326,173,000 |
| Total loans | 944,806,000 | 944,516,000 | 941,169,000 | 950,720,000 |
| Allowance for loan losses | 12,294,000 | 12,828,000 | 12,367,000 | 11,619,000 |
| Securities available for sale | 225,679,000 | 216,983,000 | 208,219,000 | 224,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,102,792,000 | 1,082,179,000 | 1,079,250,000 | 1,114,759,000 |
| Interest-bearing deposits | 950,662,000 | 927,337,000 | 923,246,000 | 950,567,000 |
| Noninterest-bearing deposits | 152,130,000 | 154,842,000 | 156,004,000 | 164,192,000 |
| Equity capital | 139,058,000 | 142,710,000 | 147,176,000 | 149,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,136,000 | 28,003,000 | 41,811,000 | 55,366,000 |
| Interest expense | 2,611,000 | 5,031,000 | 7,344,000 | 9,518,000 |
| Net interest income | 11,525,000 | 22,972,000 | 34,467,000 | 45,848,000 |
| Noninterest income | 3,432,000 | 6,832,000 | 10,388,000 | 13,858,000 |
| Noninterest expense | 8,066,000 | 16,382,000 | 24,811,000 | 33,235,000 |
| Provision for loan losses | 678,000 | 1,302,000 | 1,898,000 | 2,541,000 |
| Pretax income | 6,202,000 | 12,245,000 | 18,336,000 | 24,120,000 |
| Income tax | 2,135,000 | 4,255,000 | 6,312,000 | 8,253,000 |
| Net income | 4,068,000 | 7,992,000 | 12,026,000 | 15,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,460,000 | 112,703,000 | 117,054,000 | 119,861,000 |
| Total capital | 120,059,000 | 124,266,000 | 128,621,000 | 131,480,000 |
| Risk-weighted assets | 927,257,000 | 923,837,000 | 924,577,000 | 942,315,000 |