Call reports 2010
FIRST STATE COMMUNITY BANK — 2010
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,097,745,000 | 1,092,871,000 | 1,195,994,000 | 1,225,389,000 |
| Total loans | 795,917,000 | 810,999,000 | 902,910,000 | 905,098,000 |
| Allowance for loan losses | 9,110,000 | 9,503,000 | 9,899,000 | 10,313,000 |
| Securities available for sale | 162,871,000 | 168,069,000 | 169,602,000 | 191,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 884,210,000 | 868,481,000 | 986,807,000 | 1,007,933,000 |
| Interest-bearing deposits | 758,663,000 | 751,087,000 | 867,682,000 | 878,654,000 |
| Noninterest-bearing deposits | 125,547,000 | 117,394,000 | 119,125,000 | 129,279,000 |
| Equity capital | 113,790,000 | 126,025,000 | 128,719,000 | 129,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,491,000 | 25,659,000 | 40,235,000 | 54,747,000 |
| Interest expense | 3,331,000 | 6,818,000 | 10,622,000 | 14,167,000 |
| Net interest income | 9,160,000 | 18,841,000 | 29,613,000 | 40,580,000 |
| Noninterest income | 2,842,000 | 5,899,000 | 9,178,000 | 12,302,000 |
| Noninterest expense | 6,969,000 | 14,008,000 | 21,802,000 | 29,722,000 |
| Provision for loan losses | 456,000 | 906,000 | 1,531,000 | 2,417,000 |
| Pretax income | 4,782,000 | 10,121,000 | 15,761,000 | 21,023,000 |
| Income tax | 1,616,000 | 3,477,000 | 5,386,000 | 7,149,000 |
| Net income | 3,160,000 | 6,629,000 | 10,354,000 | 13,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,934,000 | 97,657,000 | 97,059,000 | 99,043,000 |
| Total capital | 95,044,000 | 107,160,000 | 106,958,000 | 109,356,000 |
| Risk-weighted assets | 772,400,000 | 778,758,000 | 880,862,000 | 891,317,000 |