Call reports 2009
FIRST STATE COMMUNITY BANK — 2009
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 991,098,000 | 980,740,000 | 992,609,000 | 1,019,377,000 |
| Total loans | 720,278,000 | 727,280,000 | 735,492,000 | 750,127,000 |
| Allowance for loan losses | 8,947,000 | 8,630,000 | 8,837,000 | 8,862,000 |
| Securities available for sale | 159,547,000 | 151,100,000 | 150,726,000 | 158,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 794,843,000 | 783,679,000 | 792,266,000 | 796,277,000 |
| Interest-bearing deposits | 699,900,000 | 680,334,000 | 694,232,000 | 687,274,000 |
| Noninterest-bearing deposits | 94,943,000 | 103,345,000 | 98,034,000 | 109,003,000 |
| Equity capital | 104,079,000 | 106,900,000 | 107,419,000 | 108,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,338,000 | 24,749,000 | 37,340,000 | 49,951,000 |
| Interest expense | 4,549,000 | 8,605,000 | 12,385,000 | 15,921,000 |
| Net interest income | 7,789,000 | 16,144,000 | 24,955,000 | 34,030,000 |
| Noninterest income | 2,932,000 | 5,580,000 | 8,143,000 | 10,736,000 |
| Noninterest expense | 6,489,000 | 13,442,000 | 20,234,000 | 26,972,000 |
| Provision for loan losses | 253,000 | 512,000 | 777,000 | 1,179,000 |
| Pretax income | 4,027,000 | 6,875,000 | 10,664,000 | 14,789,000 |
| Income tax | 1,373,000 | 2,324,000 | 3,593,000 | 4,925,000 |
| Net income | 2,654,000 | 4,551,000 | 7,052,000 | 9,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,293,000 | 83,388,000 | 82,994,000 | 84,214,000 |
| Total capital | 90,240,000 | 92,018,000 | 91,831,000 | 93,076,000 |
| Risk-weighted assets | 722,803,000 | 704,824,000 | 718,082,000 | 734,916,000 |