Call reports 2008
FIRST STATE COMMUNITY BANK — 2008
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 944,610,000 | 934,272,000 | 929,361,000 | 951,273,000 |
| Total loans | 696,810,000 | 693,921,000 | 708,506,000 | 717,787,000 |
| Allowance for loan losses | 8,290,000 | 8,617,000 | 8,061,000 | 8,749,000 |
| Securities available for sale | 142,215,000 | 139,516,000 | 121,783,000 | 123,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 806,209,000 | 766,908,000 | 721,050,000 | 746,741,000 |
| Interest-bearing deposits | 714,206,000 | 666,280,000 | 633,298,000 | 649,452,000 |
| Noninterest-bearing deposits | 92,003,000 | 100,628,000 | 87,752,000 | 97,289,000 |
| Equity capital | 94,627,000 | 95,358,000 | 102,467,000 | 103,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,493,000 | 27,856,000 | 40,854,000 | 53,627,000 |
| Interest expense | 6,919,000 | 12,820,000 | 18,072,000 | 22,995,000 |
| Net interest income | 7,574,000 | 15,036,000 | 22,782,000 | 30,632,000 |
| Noninterest income | 2,704,000 | 5,665,000 | 8,332,000 | 10,577,000 |
| Noninterest expense | 6,112,000 | 12,298,000 | 18,398,000 | 24,263,000 |
| Provision for loan losses | 41,000 | 432,000 | 675,000 | 1,808,000 |
| Pretax income | 4,125,000 | 8,017,000 | 11,452,000 | 14,510,000 |
| Income tax | 1,382,000 | 2,546,000 | 3,697,000 | 4,816,000 |
| Net income | 2,743,000 | 5,471,000 | 7,755,000 | 9,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,130,000 | 74,671,000 | 80,903,000 | 81,097,000 |
| Total capital | 80,420,000 | 83,181,000 | 88,964,000 | 89,846,000 |
| Risk-weighted assets | 710,859,000 | 707,868,000 | 716,404,000 | 706,092,000 |