Call reports 2007
FIRST STATE COMMUNITY BANK — 2007
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 702,226,000 | 703,210,000 | 728,230,000 | 726,709,000 |
| Total loans | 544,888,000 | 549,180,000 | 560,659,000 | 568,212,000 |
| Allowance for loan losses | 6,432,000 | 6,446,000 | 6,460,000 | 6,585,000 |
| Securities available for sale | 80,340,000 | 81,342,000 | 84,441,000 | 79,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 598,120,000 | 604,558,000 | 637,050,000 | 637,014,000 |
| Interest-bearing deposits | 516,402,000 | 520,512,000 | 530,651,000 | 550,582,000 |
| Noninterest-bearing deposits | 81,718,000 | 84,046,000 | 106,399,000 | 86,432,000 |
| Equity capital | 70,306,000 | 71,693,000 | 59,692,000 | 60,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,976,000 | 22,241,000 | 33,975,000 | 45,778,000 |
| Interest expense | 5,150,000 | 10,385,000 | 15,894,000 | 21,432,000 |
| Net interest income | 5,826,000 | 11,856,000 | 18,081,000 | 24,346,000 |
| Noninterest income | 2,427,000 | 4,821,000 | 7,063,000 | 9,284,000 |
| Noninterest expense | 4,394,000 | 8,870,000 | 13,392,000 | 17,951,000 |
| Provision for loan losses | 105,000 | 146,000 | 188,000 | 337,000 |
| Pretax income | 3,754,000 | 7,661,000 | 11,564,000 | 15,342,000 |
| Income tax | 1,281,000 | 2,619,000 | 3,936,000 | 5,207,000 |
| Net income | 2,473,000 | 5,042,000 | 7,628,000 | 10,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,967,000 | 65,841,000 | 53,533,000 | 53,945,000 |
| Total capital | 70,399,000 | 72,287,000 | 59,993,000 | 60,530,000 |
| Risk-weighted assets | 521,610,000 | 529,448,000 | 543,792,000 | 546,878,000 |