Call reports 2006
FIRST STATE COMMUNITY BANK — 2006
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 646,018,000 | 680,183,000 | 675,509,000 | 677,518,000 |
| Total loans | 514,735,000 | 533,723,000 | 540,109,000 | 534,599,000 |
| Allowance for loan losses | 6,366,000 | 6,466,000 | 6,582,000 | 6,328,000 |
| Securities available for sale | 68,311,000 | 68,672,000 | 66,801,000 | 69,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,707,000 | 575,848,000 | 571,802,000 | 577,210,000 |
| Interest-bearing deposits | 453,113,000 | 493,535,000 | 495,773,000 | 493,045,000 |
| Noninterest-bearing deposits | 78,594,000 | 82,313,000 | 76,029,000 | 84,165,000 |
| Equity capital | 62,902,000 | 64,988,000 | 67,924,000 | 67,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,294,000 | 19,284,000 | 29,881,000 | 40,612,000 |
| Interest expense | 3,818,000 | 8,141,000 | 13,011,000 | 17,857,000 |
| Net interest income | 5,476,000 | 11,143,000 | 16,870,000 | 22,755,000 |
| Noninterest income | 2,168,000 | 4,330,000 | 6,587,000 | 8,553,000 |
| Noninterest expense | 4,000,000 | 8,165,000 | 12,420,000 | 16,688,000 |
| Provision for loan losses | 140,000 | 279,000 | 425,000 | 635,000 |
| Pretax income | 3,483,000 | 7,008,000 | 10,589,000 | 13,962,000 |
| Income tax | 1,172,000 | 2,367,000 | 3,547,000 | 4,673,000 |
| Net income | 2,311,000 | 4,641,000 | 7,042,000 | 9,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,610,000 | 58,743,000 | 61,427,000 | 61,388,000 |
| Total capital | 62,976,000 | 65,209,000 | 68,009,000 | 67,698,000 |
| Risk-weighted assets | 549,080,000 | 572,183,000 | 578,320,000 | 504,796,000 |