Call reports 2003
FIRST STATE COMMUNITY BANK — 2003
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 485,890,000 | 496,208,000 | 501,874,000 | 501,421,000 |
| Total loans | 361,480,000 | 368,570,000 | 375,115,000 | 381,382,000 |
| Allowance for loan losses | 4,531,000 | 4,621,000 | 4,915,000 | 5,950,000 |
| Securities available for sale | 73,274,000 | 68,742,000 | 82,308,000 | 74,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,129,000 | 406,810,000 | 410,271,000 | 406,596,000 |
| Interest-bearing deposits | 344,479,000 | 347,971,000 | 350,802,000 | 344,050,000 |
| Noninterest-bearing deposits | 55,650,000 | 58,839,000 | 59,469,000 | 62,546,000 |
| Equity capital | 47,211,000 | 48,723,000 | 49,943,000 | 49,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,595,000 | 13,208,000 | 19,640,000 | 26,044,000 |
| Interest expense | 2,316,000 | 4,575,000 | 6,717,000 | 8,718,000 |
| Net interest income | 4,279,000 | 8,633,000 | 12,923,000 | 17,326,000 |
| Noninterest income | 1,427,000 | 2,864,000 | 4,385,000 | 5,869,000 |
| Noninterest expense | 2,896,000 | 5,785,000 | 8,796,000 | 11,775,000 |
| Provision for loan losses | 93,000 | 186,000 | 484,000 | 1,537,000 |
| Pretax income | 2,773,000 | 5,581,000 | 8,084,000 | 9,939,000 |
| Income tax | 861,000 | 1,793,000 | 2,629,000 | 3,195,000 |
| Net income | 1,912,000 | 3,788,000 | 5,455,000 | 6,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,125,000 | 40,662,000 | 42,439,000 | 42,313,000 |
| Total capital | 43,242,000 | 44,868,000 | 46,756,000 | 46,690,000 |
| Risk-weighted assets | 328,929,000 | 336,054,000 | 344,743,000 | 348,609,000 |