Call reports 2002
FIRST STATE COMMUNITY BANK — 2002
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 442,037,000 | 448,032,000 | 467,611,000 | 467,477,000 |
| Total loans | 326,697,000 | 337,296,000 | 343,037,000 | 354,007,000 |
| Allowance for loan losses | 4,025,000 | 4,105,000 | 4,184,000 | 4,429,000 |
| Securities available for sale | 70,783,000 | 70,609,000 | 76,246,000 | 66,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,096,000 | 373,386,000 | 384,569,000 | 384,180,000 |
| Interest-bearing deposits | 318,946,000 | 323,374,000 | 331,024,000 | 328,794,000 |
| Noninterest-bearing deposits | 50,150,000 | 50,012,000 | 53,545,000 | 55,386,000 |
| Equity capital | 41,006,000 | 43,135,000 | 44,900,000 | 45,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,898,000 | 13,739,000 | 20,670,000 | 27,472,000 |
| Interest expense | 2,917,000 | 5,676,000 | 8,439,000 | 10,965,000 |
| Net interest income | 3,981,000 | 8,063,000 | 12,231,000 | 16,507,000 |
| Noninterest income | 1,103,000 | 2,218,000 | 3,387,000 | 4,651,000 |
| Noninterest expense | 2,637,000 | 5,347,000 | 8,121,000 | 10,867,000 |
| Provision for loan losses | 85,000 | 166,000 | 247,000 | 580,000 |
| Pretax income | 2,363,000 | 4,768,000 | 7,250,000 | 9,711,000 |
| Income tax | 796,000 | 1,616,000 | 2,458,000 | 3,277,000 |
| Net income | 1,567,000 | 3,152,000 | 4,792,000 | 6,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,959,000 | 34,657,000 | 36,408,000 | 37,086,000 |
| Total capital | 36,581,000 | 38,377,000 | 40,270,000 | 41,079,000 |
| Risk-weighted assets | 289,373,000 | 297,230,000 | 308,606,000 | 318,986,000 |