Call reports 2001
FIRST STATE COMMUNITY BANK — 2001
What FIRST STATE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 423,701,000 | 420,207,000 | 414,970,000 | 429,186,000 |
| Total loans | 303,123,000 | 306,054,000 | 306,924,000 | 325,139,000 |
| Allowance for loan losses | 3,613,000 | 3,672,000 | 3,744,000 | 3,929,000 |
| Securities available for sale | 71,506,000 | 72,454,000 | 65,090,000 | 63,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,730,000 | 358,719,000 | 354,560,000 | 356,932,000 |
| Interest-bearing deposits | 317,723,000 | 311,595,000 | 303,573,000 | 306,790,000 |
| Noninterest-bearing deposits | 45,007,000 | 47,124,000 | 50,987,000 | 50,142,000 |
| Equity capital | 35,515,000 | 36,814,000 | 38,515,000 | 39,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,643,000 | 15,255,000 | 22,629,000 | 29,810,000 |
| Interest expense | 4,154,000 | 8,086,000 | 11,696,000 | 14,962,000 |
| Net interest income | 3,489,000 | 7,169,000 | 10,933,000 | 14,848,000 |
| Noninterest income | 753,000 | 1,641,000 | 2,527,000 | 3,457,000 |
| Noninterest expense | 2,413,000 | 4,852,000 | 7,464,000 | 9,931,000 |
| Provision for loan losses | 81,000 | 161,000 | 248,000 | 465,000 |
| Pretax income | 1,712,000 | 3,761,000 | 5,687,000 | 7,869,000 |
| Income tax | 596,000 | 1,298,000 | 1,960,000 | 2,719,000 |
| Net income | 1,116,000 | 2,463,000 | 3,727,000 | 5,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,246,000 | 28,517,000 | 29,925,000 | 31,492,000 |
| Total capital | 30,725,000 | 31,974,000 | 33,357,000 | 35,097,000 |
| Risk-weighted assets | 278,182,000 | 276,323,000 | 274,284,000 | 288,087,000 |