Call report 2023Q4
LAKE-OSCEOLA STATE BANK — 2023Q4
The 22 measures LAKE-OSCEOLA STATE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 442,755,000 | USD | evidence → |
| Total loans | 262,638,000 | USD | evidence → |
| Allowance for loan losses | 3,830,000 | USD | evidence → |
| Securities available for sale | 127,562,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 380,879,000 | USD | evidence → |
| Interest-bearing deposits | 282,860,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,019,000 | USD | evidence → |
| Equity capital | 34,902,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,670,000 | USD | evidence → |
| Interest expense | 4,619,000 | USD | evidence → |
| Net interest income | 16,051,000 | USD | evidence → |
| Noninterest income | 2,048,000 | USD | evidence → |
| Noninterest expense | 12,298,000 | USD | evidence → |
| Provision for loan losses | 332,000 | USD | evidence → |
| Pretax income | 5,469,000 | USD | evidence → |
| Income tax | 767,000 | USD | evidence → |
| Net income | 4,702,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,751,000 | USD | evidence → |
| Total capital | 52,581,000 | USD | evidence → |
| Risk-weighted assets | 317,118,000 | USD | evidence → |