Call report 2022Q4
LAKE-OSCEOLA STATE BANK — 2022Q4
The 22 measures LAKE-OSCEOLA STATE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 401,813,000 | USD | evidence → |
| Total loans | 230,217,000 | USD | evidence → |
| Allowance for loan losses | 2,913,000 | USD | evidence → |
| Securities available for sale | 129,510,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 348,838,000 | USD | evidence → |
| Interest-bearing deposits | 246,358,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,480,000 | USD | evidence → |
| Equity capital | 29,771,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,849,000 | USD | evidence → |
| Interest expense | 951,000 | USD | evidence → |
| Net interest income | 13,898,000 | USD | evidence → |
| Noninterest income | 1,996,000 | USD | evidence → |
| Noninterest expense | 10,284,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 4,955,000 | USD | evidence → |
| Income tax | 766,000 | USD | evidence → |
| Net income | 4,189,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,683,000 | USD | evidence → |
| Total capital | 48,596,000 | USD | evidence → |
| Risk-weighted assets | 286,163,000 | USD | evidence → |