Call report 2004Q4
LAKE-OSCEOLA STATE BANK — 2004Q4
The 22 measures LAKE-OSCEOLA STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,419,000 | USD | evidence → |
| Total loans | 104,350,000 | USD | evidence → |
| Allowance for loan losses | 1,546,000 | USD | evidence → |
| Securities available for sale | 18,798,000 | USD | evidence → |
| Securities held to maturity | 1,433,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,383,000 | USD | evidence → |
| Interest-bearing deposits | 96,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,806,000 | USD | evidence → |
| Equity capital | 12,798,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,982,000 | USD | evidence → |
| Interest expense | 1,967,000 | USD | evidence → |
| Net interest income | 6,015,000 | USD | evidence → |
| Noninterest income | 859,000 | USD | evidence → |
| Noninterest expense | 4,492,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 2,116,000 | USD | evidence → |
| Income tax | 595,000 | USD | evidence → |
| Net income | 1,521,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,134,000 | USD | evidence → |
| Total capital | 13,166,000 | USD | evidence → |
| Risk-weighted assets | 82,098,000 | USD | evidence → |