Call report 2003Q4
LAKE-OSCEOLA STATE BANK — 2003Q4
The 22 measures LAKE-OSCEOLA STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 135,424,000 | USD | evidence → |
| Total loans | 102,883,000 | USD | evidence → |
| Allowance for loan losses | 1,510,000 | USD | evidence → |
| Securities available for sale | 20,163,000 | USD | evidence → |
| Securities held to maturity | 2,006,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 108,239,000 | USD | evidence → |
| Interest-bearing deposits | 93,079,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,160,000 | USD | evidence → |
| Equity capital | 11,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,156,000 | USD | evidence → |
| Interest expense | 2,303,000 | USD | evidence → |
| Net interest income | 5,853,000 | USD | evidence → |
| Noninterest income | 816,000 | USD | evidence → |
| Noninterest expense | 4,260,000 | USD | evidence → |
| Provision for loan losses | 390,000 | USD | evidence → |
| Pretax income | 2,027,000 | USD | evidence → |
| Income tax | 563,000 | USD | evidence → |
| Net income | 1,464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,063,000 | USD | evidence → |
| Total capital | 12,069,000 | USD | evidence → |
| Risk-weighted assets | 79,966,000 | USD | evidence → |