Call report 2002Q4
LAKE-OSCEOLA STATE BANK — 2002Q4
The 22 measures LAKE-OSCEOLA STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,772,000 | USD | evidence → |
| Total loans | 96,222,000 | USD | evidence → |
| Allowance for loan losses | 1,197,000 | USD | evidence → |
| Securities available for sale | 11,159,000 | USD | evidence → |
| Securities held to maturity | 2,722,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,032,000 | USD | evidence → |
| Interest-bearing deposits | 92,842,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,190,000 | USD | evidence → |
| Equity capital | 10,845,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,448,000 | USD | evidence → |
| Interest expense | 2,689,000 | USD | evidence → |
| Net interest income | 5,759,000 | USD | evidence → |
| Noninterest income | 797,000 | USD | evidence → |
| Noninterest expense | 4,173,000 | USD | evidence → |
| Provision for loan losses | 438,000 | USD | evidence → |
| Pretax income | 1,947,000 | USD | evidence → |
| Income tax | 545,000 | USD | evidence → |
| Net income | 1,402,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,966,000 | USD | evidence → |
| Total capital | 10,927,000 | USD | evidence → |
| Risk-weighted assets | 76,637,000 | USD | evidence → |