Call reports 2025
STATE BANK OF NAUVOO — 2025
What STATE BANK OF NAUVOO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 36,947,000 | 36,075,000 | 38,472,000 | 36,674,000 |
| Total loans | 20,569,000 | 19,059,000 | 19,057,000 | 18,671,000 |
| Allowance for loan losses | 502,000 | 360,000 | 380,000 | 173,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 980,000 | 718,000 | 718,000 | 718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,608,000 | 32,840,000 | 35,200,000 | 33,430,000 |
| Interest-bearing deposits | 25,741,000 | 25,777,000 | 27,434,000 | 25,888,000 |
| Noninterest-bearing deposits | 7,867,000 | 7,063,000 | 7,766,000 | 7,542,000 |
| Equity capital | 3,249,000 | 3,147,000 | 3,193,000 | 3,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 860,000 | 1,299,000 | 1,751,000 |
| Interest expense | 93,000 | 188,000 | 284,000 | 379,000 |
| Net interest income | 330,000 | 672,000 | 1,015,000 | 1,372,000 |
| Noninterest income | 23,000 | 54,000 | 87,000 | 127,000 |
| Noninterest expense | 284,000 | 589,000 | 887,000 | 1,212,000 |
| Provision for loan losses | 0 | 165,000 | 193,000 | 302,000 |
| Pretax income | 69,000 | -28,000 | 22,000 | -15,000 |
| Income tax | 1,000 | 6,000 | 10,000 | 9,000 |
| Net income | 68,000 | -34,000 | 12,000 | -24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,151,000 | 3,048,000 | 3,094,000 | 3,079,000 |
| Total capital | 3,382,000 | 3,303,000 | 3,354,000 | 3,262,000 |
| Risk-weighted assets | 18,205,000 | 20,265,000 | 20,704,000 | 19,929,000 |