Call reports 2023
STATE BANK OF NAUVOO — 2023
What STATE BANK OF NAUVOO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 35,554,000 | 34,905,000 | 39,396,000 | 37,518,000 |
| Total loans | 22,192,000 | 22,179,000 | 21,850,000 | 20,977,000 |
| Allowance for loan losses | 292,000 | 316,000 | 290,000 | 341,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,280,000 | 2,279,000 | 2,024,000 | 2,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,372,000 | 31,660,000 | 36,112,000 | 34,288,000 |
| Interest-bearing deposits | 23,267,000 | 8,960,000 | 25,155,000 | 23,854,000 |
| Noninterest-bearing deposits | 9,104,000 | 22,700,000 | 10,957,000 | 10,434,000 |
| Equity capital | 3,123,000 | 3,174,000 | 3,221,000 | 3,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 672,000 | 1,056,000 | 1,486,000 |
| Interest expense | 30,000 | 76,000 | 133,000 | 196,000 |
| Net interest income | 287,000 | 596,000 | 923,000 | 1,290,000 |
| Noninterest income | 22,000 | 50,000 | 83,000 | 277,000 |
| Noninterest expense | 260,000 | 525,000 | 805,000 | 1,256,000 |
| Provision for loan losses | 13,000 | 35,000 | 65,000 | 214,000 |
| Pretax income | 26,000 | 76,000 | 126,000 | 87,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 31,000 |
| Net income | 25,000 | 75,000 | 124,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,970,000 | 3,021,000 | 3,070,000 | 3,045,000 |
| Total capital | 3,223,000 | 3,269,000 | 3,315,000 | 3,283,000 |
| Risk-weighted assets | 20,225,000 | 19,742,000 | 19,509,000 | 18,892,000 |