Call reports 2022
STATE BANK OF NAUVOO — 2022
What STATE BANK OF NAUVOO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 37,284,000 | 36,374,000 | 36,933,000 | 36,597,000 |
| Total loans | 21,014,000 | 21,942,000 | 22,823,000 | 23,118,000 |
| Allowance for loan losses | 316,000 | 290,000 | 295,000 | 276,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,526,000 | 2,525,000 | 2,524,000 | 2,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,186,000 | 33,244,000 | 33,809,000 | 33,415,000 |
| Interest-bearing deposits | 23,860,000 | 23,362,000 | 24,027,000 | 23,007,000 |
| Noninterest-bearing deposits | 10,327,000 | 9,883,000 | 9,782,000 | 10,408,000 |
| Equity capital | 3,064,000 | 3,100,000 | 3,094,000 | 3,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 556,000 | 869,000 | 1,183,000 |
| Interest expense | 15,000 | 27,000 | 42,000 | 59,000 |
| Net interest income | 255,000 | 529,000 | 827,000 | 1,124,000 |
| Noninterest income | 35,000 | 79,000 | 80,000 | 120,000 |
| Noninterest expense | 247,000 | 533,000 | 814,000 | 1,094,000 |
| Provision for loan losses | 23,000 | 19,000 | 42,000 | 71,000 |
| Pretax income | 20,000 | 56,000 | 51,000 | 79,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 19,000 |
| Net income | 19,000 | 55,000 | 49,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,893,000 | 2,928,000 | 2,922,000 | 2,952,000 |
| Total capital | 3,134,000 | 3,183,000 | 3,177,000 | 3,209,000 |
| Risk-weighted assets | 19,236,000 | 20,221,000 | 20,476,000 | 20,610,000 |