Call reports 2021
STATE BANK OF NAUVOO — 2021
What STATE BANK OF NAUVOO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 33,822,000 | 34,542,000 | 36,944,000 | 36,503,000 |
| Total loans | 19,712,000 | 20,481,000 | 20,481,000 | 21,216,000 |
| Allowance for loan losses | 256,000 | 281,000 | 258,000 | 299,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 547,000 | 1,374,000 | 2,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,729,000 | 31,463,000 | 33,847,000 | 33,436,000 |
| Interest-bearing deposits | 21,434,000 | 22,435,000 | 23,781,000 | 22,970,000 |
| Noninterest-bearing deposits | 9,295,000 | 9,027,000 | 10,067,000 | 10,466,000 |
| Equity capital | 3,045,000 | 3,040,000 | 3,067,000 | 3,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 540,000 | 816,000 | 1,081,000 |
| Interest expense | 20,000 | 37,000 | 53,000 | 70,000 |
| Net interest income | 251,000 | 503,000 | 763,000 | 1,011,000 |
| Noninterest income | 29,000 | 67,000 | 97,000 | 134,000 |
| Noninterest expense | 254,000 | 525,000 | 766,000 | 1,026,000 |
| Provision for loan losses | 15,000 | 39,000 | 61,000 | 107,000 |
| Pretax income | 11,000 | 6,000 | 33,000 | 12,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 11,000 | 6,000 | 33,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,876,000 | 2,871,000 | 2,898,000 | 2,873,000 |
| Total capital | 3,101,000 | 3,105,000 | 3,130,000 | 3,104,000 |
| Risk-weighted assets | 17,964,000 | 18,655,000 | 18,425,000 | 18,464,000 |