Call reports 2020
STATE BANK OF NAUVOO — 2020
What STATE BANK OF NAUVOO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 31,141,000 | 30,996,000 | 33,195,000 | 32,544,000 |
| Total loans | 21,291,000 | 20,198,000 | 20,563,000 | 20,324,000 |
| Allowance for loan losses | 468,000 | 226,000 | 227,000 | 220,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,140,000 | 27,933,000 | 30,121,000 | 29,464,000 |
| Interest-bearing deposits | 21,211,000 | 20,519,000 | 22,363,000 | 21,276,000 |
| Noninterest-bearing deposits | 6,929,000 | 7,414,000 | 7,758,000 | 8,188,000 |
| Equity capital | 2,961,000 | 3,009,000 | 3,045,000 | 3,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 617,000 | 912,000 | 1,192,000 |
| Interest expense | 30,000 | 59,000 | 84,000 | 107,000 |
| Net interest income | 285,000 | 558,000 | 828,000 | 1,085,000 |
| Noninterest income | 42,000 | 84,000 | 115,000 | 160,000 |
| Noninterest expense | 227,000 | 465,000 | 705,000 | 966,000 |
| Provision for loan losses | 139,000 | 167,000 | 188,000 | 238,000 |
| Pretax income | -39,000 | 11,000 | 49,000 | 41,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 9,000 |
| Net income | -41,000 | 7,000 | 43,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,783,000 | 2,831,000 | 2,867,000 | 2,865,000 |
| Total capital | 3,023,000 | 3,057,000 | 3,093,000 | 3,085,000 |
| Risk-weighted assets | 19,009,000 | 18,140,000 | 18,859,000 | 18,213,000 |