Call reports 2019
STATE BANK OF NAUVOO — 2019
What STATE BANK OF NAUVOO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 30,449,000 | 30,993,000 | 33,356,000 | 32,724,000 |
| Total loans | 20,830,000 | 20,692,000 | 20,670,000 | 20,927,000 |
| Allowance for loan losses | 293,000 | 320,000 | 324,000 | 326,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,412,000 | 27,872,000 | 30,470,000 | 29,693,000 |
| Interest-bearing deposits | 20,516,000 | 21,063,000 | 23,337,000 | 22,591,000 |
| Noninterest-bearing deposits | 6,896,000 | 6,809,000 | 7,133,000 | 7,102,000 |
| Equity capital | 2,990,000 | 3,075,000 | 2,858,000 | 3,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 633,000 | 946,000 | 1,272,000 |
| Interest expense | 25,000 | 59,000 | 93,000 | 125,000 |
| Net interest income | 285,000 | 574,000 | 853,000 | 1,147,000 |
| Noninterest income | 16,000 | 43,000 | 109,000 | 173,000 |
| Noninterest expense | 202,000 | 410,000 | 655,000 | 862,000 |
| Provision for loan losses | 85,000 | 107,000 | 421,000 | 432,000 |
| Pretax income | 14,000 | 100,000 | -114,000 | 25,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 1,000 |
| Net income | 12,000 | 96,000 | -120,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,815,000 | 2,900,000 | 2,683,000 | 2,824,000 |
| Total capital | 2,875,000 | 2,960,000 | 2,747,000 | 2,890,000 |
| Risk-weighted assets | 18,457,000 | 18,682,000 | 18,938,000 | 19,239,000 |