Call reports 2018
STATE BANK OF NAUVOO — 2018
What STATE BANK OF NAUVOO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 30,286,000 | 30,268,000 | 29,798,000 | 30,535,000 |
| Total loans | 19,936,000 | 19,988,000 | 20,161,000 | 20,529,000 |
| Allowance for loan losses | 143,000 | 141,000 | 211,000 | 266,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,362,000 | 27,214,000 | 26,731,000 | 27,515,000 |
| Interest-bearing deposits | 20,046,000 | 19,905,000 | 19,572,000 | 20,361,000 |
| Noninterest-bearing deposits | 7,315,000 | 7,310,000 | 7,159,000 | 7,154,000 |
| Equity capital | 2,881,000 | 3,005,000 | 3,015,000 | 2,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 586,000 | 885,000 | 1,198,000 |
| Interest expense | 19,000 | 41,000 | 63,000 | 88,000 |
| Net interest income | 264,000 | 545,000 | 822,000 | 1,110,000 |
| Noninterest income | 37,000 | 76,000 | 106,000 | 135,000 |
| Noninterest expense | 195,000 | 391,000 | 591,000 | 801,000 |
| Provision for loan losses | 50,000 | 50,000 | 147,000 | 210,000 |
| Pretax income | 56,000 | 180,000 | 190,000 | 234,000 |
| Income tax | 0 | 0 | 0 | 64,000 |
| Net income | 56,000 | 180,000 | 190,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,650,000 | 2,774,000 | 2,784,000 | 2,803,000 |
| Total capital | 2,793,000 | 2,915,000 | 2,995,000 | 3,033,000 |
| Risk-weighted assets | 17,860,000 | 17,852,000 | 17,913,000 | 18,339,000 |