Call reports 2016
STATE BANK OF NAUVOO — 2016
What STATE BANK OF NAUVOO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,521,000 | 29,386,000 | 30,409,000 | 29,895,000 |
| Total loans | 21,393,000 | 20,290,000 | 20,082,000 | 19,714,000 |
| Allowance for loan losses | 164,000 | 164,000 | 164,000 | 119,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 486,000 | 330,000 | 329,000 | 328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,245,000 | 27,038,000 | 28,020,000 | 27,333,000 |
| Interest-bearing deposits | 20,402,000 | 19,315,000 | 20,708,000 | 19,853,000 |
| Noninterest-bearing deposits | 6,843,000 | 7,723,000 | 7,312,000 | 7,480,000 |
| Equity capital | 2,220,000 | 2,288,000 | 2,348,000 | 2,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 580,000 | 856,000 | 1,133,000 |
| Interest expense | 26,000 | 49,000 | 73,000 | 96,000 |
| Net interest income | 271,000 | 531,000 | 783,000 | 1,037,000 |
| Noninterest income | 26,000 | 59,000 | 87,000 | 129,000 |
| Noninterest expense | 222,000 | 453,000 | 683,000 | 928,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 137,000 | 187,000 | 238,000 |
| Income tax | 0 | 0 | 0 | -115,000 |
| Net income | 75,000 | 137,000 | 187,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,095,000 | 2,163,000 | 2,223,000 | 2,279,000 |
| Total capital | 2,259,000 | 2,327,000 | 2,387,000 | 2,398,000 |
| Risk-weighted assets | 19,109,000 | 18,199,000 | 17,916,000 | 17,510,000 |