Call reports 2015
STATE BANK OF NAUVOO — 2015
What STATE BANK OF NAUVOO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,219,000 | 30,750,000 | 32,432,000 | 31,025,000 |
| Total loans | 22,451,000 | 21,845,000 | 22,812,000 | 22,197,000 |
| Allowance for loan losses | 164,000 | 162,000 | 165,000 | 163,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,502,000 | 1,292,000 | 1,141,000 | 488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,941,000 | 28,433,000 | 30,436,000 | 29,017,000 |
| Interest-bearing deposits | 21,465,000 | 21,029,000 | 22,891,000 | 21,713,000 |
| Noninterest-bearing deposits | 7,476,000 | 7,404,000 | 7,546,000 | 7,304,000 |
| Equity capital | 2,198,000 | 2,238,000 | 1,955,000 | 1,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 605,000 | 915,000 | 1,216,000 |
| Interest expense | 33,000 | 64,000 | 97,000 | 128,000 |
| Net interest income | 270,000 | 541,000 | 818,000 | 1,088,000 |
| Noninterest income | 37,000 | 66,000 | 111,000 | 855,000 |
| Noninterest expense | 268,000 | 528,000 | 1,072,000 | 2,080,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 12,000 |
| Pretax income | 39,000 | 79,000 | -147,000 | -149,000 |
| Income tax | 0 | 0 | 1,000 | -7,000 |
| Net income | 39,000 | 79,000 | -148,000 | -142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,039,000 | 2,079,000 | 1,796,000 | 1,802,000 |
| Total capital | 2,202,000 | 2,241,000 | 1,961,000 | 1,965,000 |
| Risk-weighted assets | 20,134,000 | 19,570,000 | 20,772,000 | 19,878,000 |