Call reports 2014
STATE BANK OF NAUVOO — 2014
What STATE BANK OF NAUVOO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 31,555,000 | 31,965,000 | 32,940,000 | 32,285,000 |
| Total loans | 20,501,000 | 21,608,000 | 22,232,000 | 22,436,000 |
| Allowance for loan losses | 175,000 | 161,000 | 166,000 | 161,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,213,000 | 1,997,000 | 1,661,000 | 1,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,324,000 | 29,673,000 | 30,671,000 | 29,845,000 |
| Interest-bearing deposits | 22,153,000 | 22,188,000 | 23,485,000 | 21,949,000 |
| Noninterest-bearing deposits | 7,171,000 | 7,485,000 | 7,186,000 | 7,896,000 |
| Equity capital | 2,172,000 | 2,189,000 | 2,192,000 | 2,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 607,000 | 918,000 | 1,231,000 |
| Interest expense | 40,000 | 77,000 | 116,000 | 152,000 |
| Net interest income | 262,000 | 530,000 | 802,000 | 1,079,000 |
| Noninterest income | 19,000 | 61,000 | 95,000 | 977,000 |
| Noninterest expense | 248,000 | 535,000 | 832,000 | 2,056,000 |
| Provision for loan losses | 0 | 6,000 | 12,000 | 18,000 |
| Pretax income | 33,000 | 50,000 | 53,000 | -18,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 33,000 | 50,000 | 53,000 | -36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,172,000 | 2,189,000 | 2,192,000 | 2,103,000 |
| Total capital | 2,347,000 | 2,350,000 | 2,358,000 | 2,264,000 |
| Risk-weighted assets | 19,369,000 | 20,031,000 | 20,358,000 | 20,196,000 |