Call reports 2013
STATE BANK OF NAUVOO — 2013
What STATE BANK OF NAUVOO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 31,190,000 | 31,139,000 | 33,600,000 | 31,270,000 |
| Total loans | 22,373,000 | 22,180,000 | 21,964,000 | 21,483,000 |
| Allowance for loan losses | 177,000 | 183,000 | 189,000 | 181,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,999,000 | 2,269,000 | 2,228,000 | 2,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,958,000 | 28,889,000 | 31,365,000 | 29,074,000 |
| Interest-bearing deposits | 22,254,000 | 22,127,000 | 23,612,000 | 22,075,000 |
| Noninterest-bearing deposits | 6,705,000 | 6,763,000 | 7,753,000 | 6,999,000 |
| Equity capital | 2,169,000 | 2,192,000 | 2,185,000 | 2,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 670,000 | 997,000 | 1,312,000 |
| Interest expense | 59,000 | 111,000 | 163,000 | 209,000 |
| Net interest income | 282,000 | 559,000 | 834,000 | 1,103,000 |
| Noninterest income | 21,000 | 52,000 | 77,000 | 97,000 |
| Noninterest expense | 243,000 | 522,000 | 823,000 | 1,159,000 |
| Provision for loan losses | 0 | 6,000 | 12,000 | 18,000 |
| Pretax income | 60,000 | 83,000 | 76,000 | 23,000 |
| Income tax | 0 | 0 | 0 | -8,000 |
| Net income | 60,000 | 83,000 | 76,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,169,000 | 2,192,000 | 2,185,000 | 2,139,000 |
| Total capital | 2,346,000 | 2,374,000 | 2,374,000 | 2,320,000 |
| Risk-weighted assets | 20,625,000 | 20,215,000 | 20,656,000 | 19,803,000 |