Call reports 2012
STATE BANK OF NAUVOO — 2012
What STATE BANK OF NAUVOO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,030,000 | 30,262,000 | 31,347,000 | 31,189,000 |
| Total loans | 23,034,000 | 24,250,000 | 23,112,000 | 23,289,000 |
| Allowance for loan losses | 98,000 | 104,000 | 174,000 | 178,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,221,000 | 2,116,000 | 2,112,000 | 2,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,309,000 | 27,568,000 | 29,114,000 | 29,001,000 |
| Interest-bearing deposits | 20,960,000 | 21,376,000 | 23,014,000 | 22,309,000 |
| Noninterest-bearing deposits | 6,349,000 | 6,191,000 | 6,100,000 | 6,692,000 |
| Equity capital | 2,631,000 | 2,503,000 | 2,189,000 | 2,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 725,000 | 1,087,000 | 1,446,000 |
| Interest expense | 72,000 | 141,000 | 208,000 | 271,000 |
| Net interest income | 290,000 | 584,000 | 879,000 | 1,175,000 |
| Noninterest income | 18,000 | -127,000 | -94,000 | -89,000 |
| Noninterest expense | 273,000 | 546,000 | 881,000 | 1,245,000 |
| Provision for loan losses | 6,000 | 12,000 | 318,000 | 369,000 |
| Pretax income | 29,000 | -101,000 | -414,000 | -528,000 |
| Income tax | 2,000 | 0 | 2,000 | -34,000 |
| Net income | 27,000 | -101,000 | -416,000 | -494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,631,000 | 2,503,000 | 2,189,000 | 2,109,000 |
| Total capital | 2,729,000 | 2,607,000 | 2,363,000 | 2,287,000 |
| Risk-weighted assets | 20,664,000 | 21,027,000 | 20,860,000 | 20,792,000 |