Call reports 2011
STATE BANK OF NAUVOO — 2011
What STATE BANK OF NAUVOO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,711,000 | 29,249,000 | 30,882,000 | 30,898,000 |
| Total loans | 21,694,000 | 22,512,000 | 23,139,000 | 23,225,000 |
| Allowance for loan losses | 135,000 | 136,000 | 143,000 | 251,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,105,000 | 2,101,000 | 2,201,000 | 2,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,763,000 | 26,265,000 | 27,902,000 | 28,236,000 |
| Interest-bearing deposits | 20,495,000 | 21,188,000 | 22,349,000 | 21,456,000 |
| Noninterest-bearing deposits | 5,269,000 | 5,077,000 | 5,553,000 | 6,780,000 |
| Equity capital | 2,863,000 | 2,884,000 | 2,919,000 | 2,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 712,000 | 1,068,000 | 1,432,000 |
| Interest expense | 85,000 | 164,000 | 244,000 | 320,000 |
| Net interest income | 270,000 | 548,000 | 824,000 | 1,112,000 |
| Noninterest income | 22,000 | 53,000 | 83,000 | 110,000 |
| Noninterest expense | 269,000 | 551,000 | 814,000 | 1,325,000 |
| Provision for loan losses | 0 | 4,000 | 10,000 | 118,000 |
| Pretax income | 23,000 | 46,000 | 83,000 | -221,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 2,000 |
| Net income | 21,000 | 42,000 | 77,000 | -223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,863,000 | 2,884,000 | 2,919,000 | 2,604,000 |
| Total capital | 2,998,000 | 3,020,000 | 3,062,000 | 2,855,000 |
| Risk-weighted assets | 19,303,000 | 19,757,000 | 20,653,000 | 20,322,000 |