Call reports 2010
STATE BANK OF NAUVOO — 2010
What STATE BANK OF NAUVOO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 28,331,000 | 29,453,000 | 30,420,000 | 28,771,000 |
| Total loans | 22,057,000 | 22,219,000 | 22,242,000 | 22,122,000 |
| Allowance for loan losses | 130,000 | 129,000 | 128,000 | 135,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,162,000 | 2,063,000 | 2,060,000 | 1,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,461,000 | 26,545,000 | 27,454,000 | 25,876,000 |
| Interest-bearing deposits | 21,118,000 | 21,626,000 | 22,068,000 | 21,265,000 |
| Noninterest-bearing deposits | 4,343,000 | 4,919,000 | 5,386,000 | 4,611,000 |
| Equity capital | 2,797,000 | 2,840,000 | 2,887,000 | 2,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 757,000 | 1,143,000 | 1,494,000 |
| Interest expense | 100,000 | 198,000 | 293,000 | 384,000 |
| Net interest income | 280,000 | 559,000 | 850,000 | 1,110,000 |
| Noninterest income | 25,000 | 58,000 | 90,000 | 127,000 |
| Noninterest expense | 254,000 | 521,000 | 795,000 | 1,119,000 |
| Provision for loan losses | 70,000 | 70,000 | 70,000 | 82,000 |
| Pretax income | -19,000 | 26,000 | 75,000 | 36,000 |
| Income tax | 2,000 | 4,000 | 6,000 | -4,000 |
| Net income | -21,000 | 22,000 | 69,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,797,000 | 2,840,000 | 2,887,000 | 2,843,000 |
| Total capital | 2,927,000 | 2,968,000 | 3,015,000 | 2,978,000 |
| Risk-weighted assets | 19,451,000 | 19,809,000 | 19,896,000 | 19,477,000 |