Call reports 2009
STATE BANK OF NAUVOO — 2009
What STATE BANK OF NAUVOO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 30,510,000 | 29,957,000 | 29,919,000 | 30,153,000 |
| Total loans | 21,900,000 | 22,200,000 | 23,157,000 | 22,609,000 |
| Allowance for loan losses | 175,000 | 177,000 | 173,000 | 178,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,322,000 | 2,319,000 | 2,314,000 | 2,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,621,000 | 27,028,000 | 26,954,000 | 27,272,000 |
| Interest-bearing deposits | 23,616,000 | 22,983,000 | 22,886,000 | 22,353,000 |
| Noninterest-bearing deposits | 4,005,000 | 4,045,000 | 4,068,000 | 4,919,000 |
| Equity capital | 2,778,000 | 2,805,000 | 2,847,000 | 2,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 795,000 | 1,212,000 | 1,607,000 |
| Interest expense | 165,000 | 315,000 | 448,000 | 567,000 |
| Net interest income | 238,000 | 480,000 | 764,000 | 1,040,000 |
| Noninterest income | 24,000 | 55,000 | 85,000 | 116,000 |
| Noninterest expense | 240,000 | 483,000 | 754,000 | 1,057,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 22,000 | 52,000 | 95,000 | 99,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 14,000 |
| Net income | 20,000 | 48,000 | 89,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,778,000 | 2,805,000 | 2,847,000 | 2,818,000 |
| Total capital | 2,953,000 | 2,982,000 | 3,020,000 | 2,996,000 |
| Risk-weighted assets | 20,254,000 | 20,400,000 | 21,007,000 | 20,240,000 |