Call reports 2008
STATE BANK OF NAUVOO — 2008
What STATE BANK OF NAUVOO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,030,000 | 29,965,000 | 31,106,000 | 30,644,000 |
| Total loans | 22,013,000 | 22,299,000 | 21,579,000 | 22,618,000 |
| Allowance for loan losses | 180,000 | 193,000 | 181,000 | 187,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,152,000 | 2,154,000 | 2,212,000 | 2,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,127,000 | 27,025,000 | 28,156,000 | 27,793,000 |
| Interest-bearing deposits | 22,483,000 | 22,798,000 | 23,527,000 | 23,547,000 |
| Noninterest-bearing deposits | 3,644,000 | 4,227,000 | 4,629,000 | 4,246,000 |
| Equity capital | 2,770,000 | 2,783,000 | 2,807,000 | 2,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 882,000 | 1,316,000 | 1,748,000 |
| Interest expense | 193,000 | 394,000 | 576,000 | 757,000 |
| Net interest income | 247,000 | 488,000 | 740,000 | 991,000 |
| Noninterest income | 28,000 | 62,000 | 92,000 | 123,000 |
| Noninterest expense | 248,000 | 501,000 | 750,000 | 1,015,000 |
| Provision for loan losses | 3,000 | 12,000 | 21,000 | 30,000 |
| Pretax income | 24,000 | 37,000 | 61,000 | 69,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 24,000 | 37,000 | 61,000 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,770,000 | 2,783,000 | 2,807,000 | 2,758,000 |
| Total capital | 2,950,000 | 2,976,000 | 2,988,000 | 2,945,000 |
| Risk-weighted assets | 20,295,000 | 20,779,000 | 20,485,000 | 20,815,000 |