Call reports 2007
STATE BANK OF NAUVOO — 2007
What STATE BANK OF NAUVOO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,208,000 | 27,414,000 | 28,467,000 | 28,621,000 |
| Total loans | 19,860,000 | 20,256,000 | 20,993,000 | 21,453,000 |
| Allowance for loan losses | 166,000 | 176,000 | 180,000 | 186,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,272,000 | 2,270,000 | 2,048,000 | 2,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,472,000 | 24,633,000 | 25,636,000 | 25,779,000 |
| Interest-bearing deposits | 20,155,000 | 20,619,000 | 21,961,000 | 21,142,000 |
| Noninterest-bearing deposits | 4,317,000 | 4,014,000 | 3,675,000 | 4,637,000 |
| Equity capital | 2,600,000 | 2,614,000 | 2,647,000 | 2,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 806,000 | 1,238,000 | 1,679,000 |
| Interest expense | 176,000 | 371,000 | 573,000 | 780,000 |
| Net interest income | 214,000 | 435,000 | 665,000 | 899,000 |
| Noninterest income | 28,000 | 88,000 | 137,000 | 146,000 |
| Noninterest expense | 226,000 | 484,000 | 720,000 | 963,000 |
| Provision for loan losses | 3,000 | 12,000 | 21,000 | 30,000 |
| Pretax income | 13,000 | 27,000 | 61,000 | 52,000 |
| Income tax | 0 | 0 | 0 | -177,000 |
| Net income | 13,000 | 27,000 | 61,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,600,000 | 2,614,000 | 2,647,000 | 2,745,000 |
| Total capital | 2,765,000 | 2,790,000 | 2,827,000 | 2,931,000 |
| Risk-weighted assets | 18,185,000 | 18,952,000 | 19,823,000 | 19,624,000 |