Call reports 2006
STATE BANK OF NAUVOO — 2006
What STATE BANK OF NAUVOO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,398,000 | 24,595,000 | 25,565,000 | 25,859,000 |
| Total loans | 18,841,000 | 19,773,000 | 20,018,000 | 20,247,000 |
| Allowance for loan losses | 146,000 | 128,000 | 132,000 | 161,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,348,000 | 2,348,000 | 2,350,000 | 2,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,764,000 | 21,875,000 | 22,780,000 | 23,095,000 |
| Interest-bearing deposits | 17,782,000 | 17,695,000 | 18,629,000 | 19,066,000 |
| Noninterest-bearing deposits | 3,982,000 | 4,181,000 | 4,151,000 | 4,029,000 |
| Equity capital | 2,562,000 | 2,616,000 | 2,667,000 | 2,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 722,000 | 1,103,000 | 1,503,000 |
| Interest expense | 99,000 | 217,000 | 356,000 | 525,000 |
| Net interest income | 253,000 | 505,000 | 747,000 | 978,000 |
| Noninterest income | 23,000 | 59,000 | 98,000 | 132,000 |
| Noninterest expense | 232,000 | 457,000 | 674,000 | 886,000 |
| Provision for loan losses | 9,000 | 18,000 | 30,000 | 73,000 |
| Pretax income | 35,000 | 89,000 | 141,000 | 151,000 |
| Income tax | 0 | 0 | 0 | 26,000 |
| Net income | 35,000 | 89,000 | 141,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,562,000 | 2,616,000 | 2,667,000 | 2,586,000 |
| Total capital | 2,708,000 | 2,744,000 | 2,799,000 | 2,747,000 |
| Risk-weighted assets | 16,235,000 | 16,902,000 | 17,565,000 | 18,087,000 |