Call reports 2005
STATE BANK OF NAUVOO — 2005
What STATE BANK OF NAUVOO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,925,000 | 23,688,000 | 24,708,000 | 25,013,000 |
| Total loans | 16,576,000 | 16,775,000 | 17,871,000 | 18,249,000 |
| Allowance for loan losses | 177,000 | 193,000 | 153,000 | 157,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,248,000 | 2,548,000 | 2,548,000 | 2,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,396,000 | 21,107,000 | 22,060,000 | 22,442,000 |
| Interest-bearing deposits | 17,671,000 | 17,304,000 | 18,167,000 | 18,148,000 |
| Noninterest-bearing deposits | 3,725,000 | 3,803,000 | 3,893,000 | 4,294,000 |
| Equity capital | 2,490,000 | 2,538,000 | 2,609,000 | 2,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 633,000 | 973,000 | 1,333,000 |
| Interest expense | 79,000 | 160,000 | 246,000 | 344,000 |
| Net interest income | 229,000 | 473,000 | 727,000 | 989,000 |
| Noninterest income | 230,000 | 263,000 | 299,000 | 336,000 |
| Noninterest expense | 242,000 | 454,000 | 656,000 | 958,000 |
| Provision for loan losses | 65,000 | 80,000 | 95,000 | 125,000 |
| Pretax income | 152,000 | 202,000 | 275,000 | 242,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 0 |
| Net income | 150,000 | 198,000 | 269,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,490,000 | 2,538,000 | 2,609,000 | 2,527,000 |
| Total capital | 2,667,000 | 2,729,000 | 2,762,000 | 2,683,000 |
| Risk-weighted assets | 14,486,000 | 14,477,000 | 15,515,000 | 16,063,000 |