Call reports 2004
STATE BANK OF NAUVOO — 2004
What STATE BANK OF NAUVOO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,883,000 | 23,696,000 | 24,347,000 | 24,179,000 |
| Total loans | 17,366,000 | 17,330,000 | 17,395,000 | 17,020,000 |
| Allowance for loan losses | 138,000 | 146,000 | 146,000 | 139,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,077,000 | 2,354,000 | 2,151,000 | 2,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,508,000 | 21,245,000 | 21,863,000 | 21,788,000 |
| Interest-bearing deposits | 18,008,000 | 17,096,000 | 18,178,000 | 18,182,000 |
| Noninterest-bearing deposits | 3,500,000 | 4,149,000 | 3,685,000 | 3,606,000 |
| Equity capital | 2,331,000 | 2,407,000 | 2,445,000 | 2,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 624,000 | 937,000 | 1,255,000 |
| Interest expense | 79,000 | 159,000 | 237,000 | 321,000 |
| Net interest income | 231,000 | 465,000 | 700,000 | 934,000 |
| Noninterest income | 47,000 | 89,000 | 132,000 | 164,000 |
| Noninterest expense | 203,000 | 396,000 | 594,000 | 912,000 |
| Provision for loan losses | 6,000 | 12,000 | 53,000 | 59,000 |
| Pretax income | 69,000 | 146,000 | 185,000 | 127,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 5,000 |
| Net income | 68,000 | 144,000 | 182,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,331,000 | 2,407,000 | 2,445,000 | 2,340,000 |
| Total capital | 2,469,000 | 2,553,000 | 2,591,000 | 2,479,000 |
| Risk-weighted assets | 14,959,000 | 14,828,000 | 14,983,000 | 14,824,000 |