Call reports 2003
STATE BANK OF NAUVOO — 2003
What STATE BANK OF NAUVOO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,465,000 | 23,242,000 | 23,455,000 | 24,129,000 |
| Total loans | 17,034,000 | 17,006,000 | 16,968,000 | 17,540,000 |
| Allowance for loan losses | 102,000 | 105,000 | 113,000 | 127,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,358,000 | 1,503,000 | 1,803,000 | 1,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,018,000 | 20,760,000 | 20,978,000 | 21,818,000 |
| Interest-bearing deposits | 17,327,000 | 17,347,000 | 17,612,000 | 18,020,000 |
| Noninterest-bearing deposits | 3,691,000 | 3,413,000 | 3,366,000 | 3,798,000 |
| Equity capital | 2,379,000 | 2,421,000 | 2,419,000 | 2,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 676,000 | 999,000 | 1,305,000 |
| Interest expense | 104,000 | 201,000 | 291,000 | 376,000 |
| Net interest income | 239,000 | 475,000 | 708,000 | 939,000 |
| Noninterest income | 47,000 | 85,000 | 125,000 | 116,000 |
| Noninterest expense | 201,000 | 422,000 | 685,000 | 916,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 124,000 |
| Pretax income | 79,000 | 126,000 | 130,000 | 5,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 2,000 |
| Net income | 74,000 | 116,000 | 114,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,379,000 | 2,421,000 | 2,419,000 | 2,263,000 |
| Total capital | 2,481,000 | 2,526,000 | 2,532,000 | 2,390,000 |
| Risk-weighted assets | 15,513,000 | 14,822,000 | 14,933,000 | 14,958,000 |