Call reports 2002
STATE BANK OF NAUVOO — 2002
What STATE BANK OF NAUVOO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,585,000 | 25,336,000 | 24,508,000 | 23,545,000 |
| Total loans | 14,582,000 | 16,136,000 | 16,716,000 | 16,468,000 |
| Allowance for loan losses | 89,000 | 94,000 | 100,000 | 101,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,354,000 | 2,265,000 | 2,015,000 | 2,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,226,000 | 22,957,000 | 22,079,000 | 21,161,000 |
| Interest-bearing deposits | 18,252,000 | 18,358,000 | 18,429,000 | 17,074,000 |
| Noninterest-bearing deposits | 2,974,000 | 4,599,000 | 3,650,000 | 4,087,000 |
| Equity capital | 2,259,000 | 2,281,000 | 2,338,000 | 2,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 712,000 | 1,083,000 | 1,441,000 |
| Interest expense | 166,000 | 317,000 | 457,000 | 579,000 |
| Net interest income | 189,000 | 395,000 | 626,000 | 862,000 |
| Noninterest income | 42,000 | 78,000 | 122,000 | 154,000 |
| Noninterest expense | 182,000 | 395,000 | 600,000 | 847,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 43,000 | 66,000 | 130,000 | 145,000 |
| Income tax | 6,000 | 7,000 | 14,000 | 22,000 |
| Net income | 37,000 | 59,000 | 116,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,259,000 | 2,281,000 | 2,338,000 | 2,305,000 |
| Total capital | 2,348,000 | 2,375,000 | 2,438,000 | 2,406,000 |
| Risk-weighted assets | 18,421,000 | 21,518,000 | 20,567,000 | 14,863,000 |