Call reports 2018
COBIZ BANK — 2018
What COBIZ BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,783,753,000 | 3,849,505,000 | 3,819,549,000 | 4,433,696,000 |
| Total loans | 3,078,735,000 | 3,060,628,000 | 3,060,982,000 | 2,913,984,000 |
| Allowance for loan losses | 36,520,000 | 35,566,000 | 35,186,000 | 0 |
| Securities available for sale | 182,119,000 | 238,838,000 | 236,083,000 | 90,222,000 |
| Securities held to maturity | 386,908,000 | 388,917,000 | 365,413,000 | 14,328,000 |
| Trading assets | 6,958,000 | 8,081,000 | 8,959,000 | 3,216,000 |
| Total deposits | 3,200,879,000 | 3,157,967,000 | 3,302,254,000 | 3,314,954,000 |
| Interest-bearing deposits | 1,742,711,000 | 1,702,911,000 | 1,794,342,000 | 1,815,136,000 |
| Noninterest-bearing deposits | 1,458,168,000 | 1,455,056,000 | 1,507,912,000 | 1,499,818,000 |
| Equity capital | 353,253,000 | 367,112,000 | 373,924,000 | 989,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 37,688,000 | 76,778,000 | 116,758,000 | 47,229,000 |
| Interest expense | 1,942,000 | 5,037,000 | 8,215,000 | 3,574,000 |
| Net interest income | 35,746,000 | 71,741,000 | 108,543,000 | 43,655,000 |
| Noninterest income | 3,915,000 | 7,439,000 | 10,996,000 | 3,035,000 |
| Noninterest expense | 23,566,000 | 46,731,000 | 80,018,000 | 25,282,000 |
| Provision for loan losses | -316,000 | -1,209,000 | -1,846,000 | 0 |
| Pretax income | 16,411,000 | 33,662,000 | 41,484,000 | 19,214,000 |
| Income tax | 2,930,000 | 5,674,000 | 6,474,000 | 3,522,000 |
| Net income | 13,481,000 | 27,988,000 | 35,010,000 | 15,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 345,707,000 | 362,610,000 | 371,595,000 | 317,944,000 |
| Total capital | 442,406,000 | 458,843,000 | 468,322,000 | 382,944,000 |
| Risk-weighted assets | 3,228,314,000 | 3,278,006,000 | 3,303,167,000 | 2,985,162,000 |