Call reports 2017
COBIZ BANK — 2017
What COBIZ BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,695,479,000 | 3,768,842,000 | 3,803,550,000 | 3,812,546,000 |
| Total loans | 2,980,175,000 | 3,054,492,000 | 3,115,827,000 | 3,139,770,000 |
| Allowance for loan losses | 33,871,000 | 35,294,000 | 36,557,000 | 37,656,000 |
| Securities available for sale | 168,581,000 | 179,554,000 | 175,521,000 | 164,238,000 |
| Securities held to maturity | 387,989,000 | 371,591,000 | 360,935,000 | 362,544,000 |
| Trading assets | 6,453,000 | 6,270,000 | 5,868,000 | 5,339,000 |
| Total deposits | 3,069,039,000 | 3,089,309,000 | 3,198,663,000 | 3,244,805,000 |
| Interest-bearing deposits | 1,794,320,000 | 1,774,290,000 | 1,822,958,000 | 1,770,973,000 |
| Noninterest-bearing deposits | 1,274,719,000 | 1,315,019,000 | 1,375,705,000 | 1,473,832,000 |
| Equity capital | 385,813,000 | 395,567,000 | 404,934,000 | 406,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 32,994,000 | 68,315,000 | 105,176,000 | 142,845,000 |
| Interest expense | 1,191,000 | 2,760,000 | 4,086,000 | 5,265,000 |
| Net interest income | 31,803,000 | 65,555,000 | 101,090,000 | 137,580,000 |
| Noninterest income | 3,810,000 | 7,198,000 | 11,141,000 | 14,727,000 |
| Noninterest expense | 22,337,000 | 43,943,000 | 65,436,000 | 88,211,000 |
| Provision for loan losses | 692,000 | 1,374,000 | 2,472,000 | 3,425,000 |
| Pretax income | 12,581,000 | 27,433,000 | 44,318,000 | 60,920,000 |
| Income tax | 2,841,000 | 6,968,000 | 11,847,000 | 21,904,000 |
| Net income | 9,740,000 | 20,465,000 | 32,471,000 | 39,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 369,326,000 | 378,829,000 | 390,715,000 | 399,768,000 |
| Total capital | 400,133,000 | 411,264,000 | 425,152,000 | 434,012,000 |
| Risk-weighted assets | 3,112,891,000 | 3,177,212,000 | 3,246,709,000 | 3,280,476,000 |