Call reports 2016
COBIZ BANK — 2016
What COBIZ BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,321,141,000 | 3,424,148,000 | 3,419,427,000 | 3,593,528,000 |
| Total loans | 2,709,457,000 | 2,806,555,000 | 2,820,043,000 | 2,927,128,000 |
| Allowance for loan losses | 34,895,000 | 33,974,000 | 33,171,000 | 32,944,000 |
| Securities available for sale | 147,485,000 | 148,909,000 | 138,323,000 | 131,021,000 |
| Securities held to maturity | 332,777,000 | 313,999,000 | 307,639,000 | 366,041,000 |
| Trading assets | 11,760,000 | 12,522,000 | 11,226,000 | 7,027,000 |
| Total deposits | 2,789,487,000 | 2,825,014,000 | 2,953,654,000 | 3,048,369,000 |
| Interest-bearing deposits | 1,621,341,000 | 1,645,810,000 | 1,726,242,000 | 1,768,654,000 |
| Noninterest-bearing deposits | 1,168,146,000 | 1,179,204,000 | 1,227,412,000 | 1,279,715,000 |
| Equity capital | 354,999,000 | 363,788,000 | 372,695,000 | 377,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 31,364,000 | 63,076,000 | 95,654,000 | 127,403,000 |
| Interest expense | 1,146,000 | 2,291,000 | 3,371,000 | 4,428,000 |
| Net interest income | 30,218,000 | 60,785,000 | 92,283,000 | 122,975,000 |
| Noninterest income | 2,757,000 | 5,445,000 | 8,872,000 | 14,565,000 |
| Noninterest expense | 20,265,000 | 40,907,000 | 61,819,000 | 83,892,000 |
| Provision for loan losses | 382,000 | -1,142,000 | -2,299,000 | -1,816,000 |
| Pretax income | 12,325,000 | 26,462,000 | 41,730,000 | 55,558,000 |
| Income tax | 3,422,000 | 7,676,000 | 11,994,000 | 15,693,000 |
| Net income | 8,903,000 | 18,786,000 | 29,736,000 | 39,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 332,291,000 | 341,106,000 | 354,942,000 | 364,124,000 |
| Total capital | 362,600,000 | 370,902,000 | 384,677,000 | 394,678,000 |
| Risk-weighted assets | 2,995,860,000 | 3,029,133,000 | 2,982,711,000 | 3,051,241,000 |