Call reports 2015
COBIZ BANK — 2015
What COBIZ BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,054,215,000 | 3,131,455,000 | 3,273,901,000 | 3,317,977,000 |
| Total loans | 2,441,852,000 | 2,488,691,000 | 2,613,509,000 | 2,691,692,000 |
| Allowance for loan losses | 32,034,000 | 33,408,000 | 34,486,000 | 40,286,000 |
| Securities available for sale | 161,291,000 | 159,061,000 | 153,365,000 | 152,705,000 |
| Securities held to maturity | 314,558,000 | 325,255,000 | 349,020,000 | 346,666,000 |
| Trading assets | 11,047,000 | 7,986,000 | 10,201,000 | 8,299,000 |
| Total deposits | 2,569,264,000 | 2,711,851,000 | 2,732,112,000 | 2,762,492,000 |
| Interest-bearing deposits | 1,548,031,000 | 1,654,234,000 | 1,605,698,000 | 1,580,611,000 |
| Noninterest-bearing deposits | 1,021,233,000 | 1,057,617,000 | 1,126,414,000 | 1,181,881,000 |
| Equity capital | 331,116,000 | 337,151,000 | 343,905,000 | 347,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 29,097,000 | 59,335,000 | 89,769,000 | 121,141,000 |
| Interest expense | 976,000 | 1,942,000 | 2,926,000 | 3,947,000 |
| Net interest income | 28,121,000 | 57,393,000 | 86,843,000 | 117,194,000 |
| Noninterest income | 2,414,000 | 4,908,000 | 7,399,000 | 10,398,000 |
| Noninterest expense | 20,044,000 | 39,264,000 | 58,575,000 | 79,040,000 |
| Provision for loan losses | -729,000 | 386,000 | 1,160,000 | 6,837,000 |
| Pretax income | 11,221,000 | 22,750,000 | 34,590,000 | 42,033,000 |
| Income tax | 3,479,000 | 6,971,000 | 10,308,000 | 12,048,000 |
| Net income | 7,742,000 | 15,779,000 | 24,282,000 | 29,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 304,065,000 | 314,558,000 | 323,571,000 | 329,107,000 |
| Total capital | 330,825,000 | 343,845,000 | 354,282,000 | 363,648,000 |
| Risk-weighted assets | 2,694,887,000 | 2,749,490,000 | 2,868,937,000 | 3,016,574,000 |