Call reports 2014
COBIZ BANK — 2014
What COBIZ BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,818,763,000 | 2,991,201,000 | 2,993,319,000 | 3,025,107,000 |
| Total loans | 2,143,680,000 | 2,286,181,000 | 2,348,686,000 | 2,397,265,000 |
| Allowance for loan losses | 35,068,000 | 33,401,000 | 33,185,000 | 32,307,000 |
| Securities available for sale | 525,519,000 | 495,517,000 | 473,446,000 | 459,815,000 |
| Securities held to maturity | 13,276,000 | 13,292,000 | 13,311,000 | 13,329,000 |
| Trading assets | 10,870,000 | 10,363,000 | 9,697,000 | 9,536,000 |
| Total deposits | 2,343,896,000 | 2,318,185,000 | 2,382,712,000 | 2,518,077,000 |
| Interest-bearing deposits | 1,399,533,000 | 1,353,176,000 | 1,377,044,000 | 1,443,303,000 |
| Noninterest-bearing deposits | 944,363,000 | 965,009,000 | 1,005,668,000 | 1,074,774,000 |
| Equity capital | 301,418,000 | 310,350,000 | 316,408,000 | 323,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 27,294,000 | 56,034,000 | 85,429,000 | 115,212,000 |
| Interest expense | 1,093,000 | 2,239,000 | 3,349,000 | 4,393,000 |
| Net interest income | 26,201,000 | 53,795,000 | 82,080,000 | 110,819,000 |
| Noninterest income | 808,000 | 3,923,000 | 7,382,000 | 10,250,000 |
| Noninterest expense | 19,470,000 | 38,645,000 | 57,427,000 | 77,081,000 |
| Provision for loan losses | -1,599,000 | -2,375,000 | -2,571,000 | -3,346,000 |
| Pretax income | 9,099,000 | 22,618,000 | 35,770,000 | 48,488,000 |
| Income tax | 2,979,000 | 7,595,000 | 12,106,000 | 16,224,000 |
| Net income | 6,120,000 | 15,023,000 | 23,664,000 | 32,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,179,000 | 301,924,000 | 308,873,000 | 315,868,000 |
| Total capital | 324,238,000 | 333,172,000 | 340,124,000 | 347,746,000 |
| Risk-weighted assets | 2,399,697,000 | 2,497,611,000 | 2,498,143,000 | 2,549,779,000 |