Call reports 2013
COBIZ BANK — 2013
What COBIZ BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,582,502,000 | 2,702,956,000 | 2,772,228,000 | 2,764,606,000 |
| Total loans | 1,916,543,000 | 2,008,704,000 | 2,039,826,000 | 2,075,659,000 |
| Allowance for loan losses | 44,063,000 | 42,449,000 | 40,900,000 | 36,497,000 |
| Securities available for sale | 545,888,000 | 552,872,000 | 560,793,000 | 535,133,000 |
| Securities held to maturity | 5,464,000 | 12,389,000 | 13,249,000 | 13,266,000 |
| Trading assets | 0 | 0 | 0 | 11,910,000 |
| Total deposits | 2,091,764,000 | 2,073,803,000 | 2,288,803,000 | 2,305,717,000 |
| Interest-bearing deposits | 1,257,155,000 | 1,208,204,000 | 1,293,390,000 | 1,349,740,000 |
| Noninterest-bearing deposits | 834,609,000 | 865,599,000 | 995,413,000 | 955,977,000 |
| Equity capital | 281,602,000 | 284,223,000 | 284,578,000 | 294,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 26,198,000 | 52,543,000 | 79,675,000 | 107,252,000 |
| Interest expense | 1,424,000 | 2,754,000 | 4,036,000 | 5,196,000 |
| Net interest income | 24,774,000 | 49,789,000 | 75,639,000 | 102,056,000 |
| Noninterest income | 2,523,000 | 5,512,000 | 8,387,000 | 10,810,000 |
| Noninterest expense | 17,088,000 | 34,666,000 | 52,658,000 | 72,138,000 |
| Provision for loan losses | -1,030,000 | -1,852,000 | -3,302,000 | -7,330,000 |
| Pretax income | 11,250,000 | 22,976,000 | 35,131,000 | 48,497,000 |
| Income tax | 3,819,000 | 7,866,000 | 11,839,000 | 16,396,000 |
| Net income | 7,431,000 | 15,110,000 | 23,292,000 | 32,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 270,932,000 | 279,021,000 | 279,800,000 | 289,103,000 |
| Total capital | 298,288,000 | 307,362,000 | 308,735,000 | 318,614,000 |
| Risk-weighted assets | 2,171,783,000 | 2,253,155,000 | 2,302,794,000 | 2,353,870,000 |