Call reports 2012
COBIZ BANK — 2012
What COBIZ BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,415,969,000 | 2,492,516,000 | 2,522,453,000 | 2,612,223,000 |
| Total loans | 1,668,746,000 | 1,757,180,000 | 1,801,922,000 | 1,917,049,000 |
| Allowance for loan losses | 51,886,000 | 49,950,000 | 45,236,000 | 45,674,000 |
| Securities available for sale | 632,395,000 | 611,963,000 | 592,134,000 | 558,169,000 |
| Securities held to maturity | 225,000 | 218,000 | 212,000 | 5,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,945,545,000 | 1,988,963,000 | 2,086,436,000 | 2,163,513,000 |
| Interest-bearing deposits | 1,222,564,000 | 1,227,472,000 | 1,262,879,000 | 1,303,884,000 |
| Noninterest-bearing deposits | 722,981,000 | 761,491,000 | 823,557,000 | 859,629,000 |
| Equity capital | 246,992,000 | 256,085,000 | 266,823,000 | 273,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 26,613,000 | 53,643,000 | 80,254,000 | 106,619,000 |
| Interest expense | 1,814,000 | 3,581,000 | 5,312,000 | 6,886,000 |
| Net interest income | 24,799,000 | 50,062,000 | 74,942,000 | 99,733,000 |
| Noninterest income | 3,320,000 | 6,321,000 | 8,621,000 | 12,740,000 |
| Noninterest expense | 17,414,000 | 34,484,000 | 50,936,000 | 68,722,000 |
| Provision for loan losses | 637,000 | -1,204,000 | -3,529,000 | -3,548,000 |
| Pretax income | 10,034,000 | 23,609,000 | 36,495,000 | 48,081,000 |
| Income tax | 3,566,000 | 8,383,000 | 13,216,000 | 17,341,000 |
| Net income | 6,468,000 | 15,226,000 | 23,279,000 | 30,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,693,000 | 246,707,000 | 255,132,000 | 262,871,000 |
| Total capital | 262,047,000 | 271,914,000 | 281,018,000 | 290,235,000 |
| Risk-weighted assets | 1,920,757,000 | 1,991,779,000 | 2,051,527,000 | 2,170,836,000 |