Call reports 2011
COBIZ BANK — 2011
What COBIZ BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,361,874,000 | 2,369,672,000 | 2,374,529,000 | 2,372,399,000 |
| Total loans | 1,617,004,000 | 1,638,763,000 | 1,644,258,000 | 1,627,664,000 |
| Allowance for loan losses | 61,623,000 | 60,297,000 | 56,436,000 | 54,347,000 |
| Securities available for sale | 607,421,000 | 629,210,000 | 612,804,000 | 623,521,000 |
| Securities held to maturity | 255,000 | 247,000 | 240,000 | 232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,849,627,000 | 1,823,794,000 | 1,779,043,000 | 1,848,257,000 |
| Interest-bearing deposits | 1,089,961,000 | 1,084,990,000 | 1,074,952,000 | 1,108,345,000 |
| Noninterest-bearing deposits | 759,666,000 | 738,804,000 | 704,091,000 | 739,912,000 |
| Equity capital | 212,266,000 | 221,865,000 | 227,388,000 | 237,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 28,114,000 | 56,324,000 | 84,344,000 | 111,726,000 |
| Interest expense | 2,510,000 | 4,897,000 | 7,053,000 | 9,001,000 |
| Net interest income | 25,604,000 | 51,427,000 | 77,291,000 | 102,725,000 |
| Noninterest income | 1,915,000 | 5,206,000 | 6,858,000 | 9,874,000 |
| Noninterest expense | 17,508,000 | 34,502,000 | 51,147,000 | 69,173,000 |
| Provision for loan losses | 1,326,000 | 1,910,000 | -157,000 | 569,000 |
| Pretax income | 8,451,000 | 20,501,000 | 33,257,000 | 42,596,000 |
| Income tax | 3,142,000 | 7,329,000 | 11,981,000 | 11,233,000 |
| Net income | 5,309,000 | 13,172,000 | 21,276,000 | 31,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,884,000 | 212,221,000 | 219,108,000 | 230,880,000 |
| Total capital | 226,228,000 | 236,523,000 | 242,275,000 | 255,148,000 |
| Risk-weighted assets | 1,910,140,000 | 1,908,132,000 | 1,938,447,000 | 1,911,344,000 |