Call reports 2010
COBIZ BANK — 2010
What COBIZ BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,343,708,000 | 2,402,659,000 | 2,351,627,000 | 2,339,174,000 |
| Total loans | 1,690,125,000 | 1,659,694,000 | 1,620,490,000 | 1,624,445,000 |
| Allowance for loan losses | 69,848,000 | 67,442,000 | 65,075,000 | 65,842,000 |
| Securities available for sale | 530,119,000 | 532,013,000 | 559,986,000 | 637,443,000 |
| Securities held to maturity | 285,000 | 277,000 | 270,000 | 262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,846,478,000 | 1,863,988,000 | 1,789,713,000 | 1,791,022,000 |
| Interest-bearing deposits | 1,309,648,000 | 1,278,718,000 | 1,167,481,000 | 1,108,245,000 |
| Noninterest-bearing deposits | 536,830,000 | 585,270,000 | 622,232,000 | 682,777,000 |
| Equity capital | 205,952,000 | 205,832,000 | 210,091,000 | 205,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 29,716,000 | 58,804,000 | 87,264,000 | 115,444,000 |
| Interest expense | 4,086,000 | 7,745,000 | 10,953,000 | 13,716,000 |
| Net interest income | 25,630,000 | 51,059,000 | 76,311,000 | 101,728,000 |
| Noninterest income | 1,950,000 | 937,000 | 3,458,000 | 5,185,000 |
| Noninterest expense | 17,935,000 | 36,232,000 | 54,139,000 | 71,498,000 |
| Provision for loan losses | 11,360,000 | 19,685,000 | 25,546,000 | 30,223,000 |
| Pretax income | -1,921,000 | -4,369,000 | -443,000 | 4,595,000 |
| Income tax | -1,014,000 | -2,136,000 | -703,000 | 5,261,000 |
| Net income | -907,000 | -2,233,000 | 260,000 | -666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,331,000 | 195,050,000 | 193,985,000 | 198,548,000 |
| Total capital | 218,922,000 | 219,048,000 | 217,988,000 | 222,969,000 |
| Risk-weighted assets | 1,921,829,000 | 1,876,269,000 | 1,878,988,000 | 1,912,226,000 |