Call reports 2009
COBIZ BANK — 2009
What COBIZ BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,588,207,000 | 2,500,030,000 | 2,445,736,000 | 2,376,656,000 |
| Total loans | 2,019,594,000 | 1,951,910,000 | 1,825,311,000 | 1,737,162,000 |
| Allowance for loan losses | 63,361,000 | 75,255,000 | 81,094,000 | 75,009,000 |
| Securities available for sale | 466,770,000 | 449,637,000 | 483,558,000 | 529,205,000 |
| Securities held to maturity | 368,000 | 357,000 | 313,000 | 302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,629,814,000 | 1,703,417,000 | 1,855,560,000 | 1,897,241,000 |
| Interest-bearing deposits | 1,125,806,000 | 1,184,385,000 | 1,299,713,000 | 1,323,048,000 |
| Noninterest-bearing deposits | 504,008,000 | 519,032,000 | 555,847,000 | 574,193,000 |
| Equity capital | 213,362,000 | 203,169,000 | 207,783,000 | 206,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 33,592,000 | 66,797,000 | 98,845,000 | 129,737,000 |
| Interest expense | 5,699,000 | 11,189,000 | 16,688,000 | 21,702,000 |
| Net interest income | 27,893,000 | 55,608,000 | 82,157,000 | 108,035,000 |
| Noninterest income | 2,208,000 | 3,602,000 | 5,530,000 | 6,613,000 |
| Noninterest expense | 18,886,000 | 34,945,000 | 51,090,000 | 67,177,000 |
| Provision for loan losses | 33,747,000 | 68,996,000 | 88,835,000 | 103,427,000 |
| Pretax income | -23,829,000 | -46,382,000 | -54,175,000 | -58,018,000 |
| Income tax | -7,968,000 | -16,713,000 | -19,896,000 | -22,047,000 |
| Net income | -15,861,000 | -29,669,000 | -34,279,000 | -35,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,521,000 | 197,904,000 | 199,566,000 | 198,145,000 |
| Total capital | 239,050,000 | 224,651,000 | 225,182,000 | 223,226,000 |
| Risk-weighted assets | 2,166,106,000 | 2,091,007,000 | 1,993,591,000 | 1,956,388,000 |