Call reports 2002
COBIZ BANK — 2002
What COBIZ BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 948,568,000 | 1,004,277,000 | 1,106,810,000 | 1,110,248,000 |
| Total loans | 712,891,000 | 740,526,000 | 778,805,000 | 798,869,000 |
| Allowance for loan losses | 9,317,000 | 9,819,000 | 9,862,000 | 10,388,000 |
| Securities available for sale | 192,623,000 | 219,656,000 | 272,824,000 | 262,237,000 |
| Securities held to maturity | 3,573,000 | 3,261,000 | 3,228,000 | 3,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 706,714,000 | 727,473,000 | 795,644,000 | 862,040,000 |
| Interest-bearing deposits | 538,763,000 | 547,015,000 | 597,286,000 | 644,746,000 |
| Noninterest-bearing deposits | 167,951,000 | 180,458,000 | 198,358,000 | 217,294,000 |
| Equity capital | 80,245,000 | 83,999,000 | 86,897,000 | 87,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 14,823,000 | 30,628,000 | 46,718,000 | 63,285,000 |
| Interest expense | 4,217,000 | 8,239,000 | 12,350,000 | 16,352,000 |
| Net interest income | 10,606,000 | 22,389,000 | 34,368,000 | 46,933,000 |
| Noninterest income | 1,448,000 | 2,603,000 | 3,670,000 | 4,705,000 |
| Noninterest expense | 6,346,000 | 12,830,000 | 19,915,000 | 27,338,000 |
| Provision for loan losses | 588,000 | 1,140,000 | 1,990,000 | 2,590,000 |
| Pretax income | 5,120,000 | 11,022,000 | 16,133,000 | 21,710,000 |
| Income tax | 1,963,000 | 4,281,000 | 6,183,000 | 8,432,000 |
| Net income | 3,157,000 | 6,741,000 | 9,950,000 | 13,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,236,000 | 78,835,000 | 82,061,000 | 80,907,000 |
| Total capital | 85,553,000 | 88,654,000 | 91,923,000 | 91,295,000 |
| Risk-weighted assets | 773,982,000 | 786,742,000 | 836,004,000 | 851,093,000 |