Call reports 2001
COBIZ BANK — 2001
What COBIZ BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 663,386,000 | 705,189,000 | 877,970,000 | 917,412,000 |
| Total loans | 472,015,000 | 493,498,000 | 641,610,000 | 682,916,000 |
| Allowance for loan losses | 6,228,000 | 6,545,000 | 8,426,000 | 8,872,000 |
| Securities available for sale | 143,696,000 | 170,019,000 | 192,287,000 | 198,180,000 |
| Securities held to maturity | 4,877,000 | 4,410,000 | 4,063,000 | 3,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,408,000 | 524,908,000 | 645,724,000 | 657,240,000 |
| Interest-bearing deposits | 372,351,000 | 389,890,000 | 487,186,000 | 490,700,000 |
| Noninterest-bearing deposits | 117,057,000 | 135,018,000 | 158,538,000 | 166,540,000 |
| Equity capital | 60,708,000 | 61,552,000 | 79,782,000 | 78,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,441,000 | 26,420,000 | 47,013,000 | 62,143,000 |
| Interest expense | 5,722,000 | 10,898,000 | 19,429,000 | 24,390,000 |
| Net interest income | 7,719,000 | 15,522,000 | 27,584,000 | 37,753,000 |
| Noninterest income | 1,124,000 | 2,322,000 | 3,975,000 | 5,221,000 |
| Noninterest expense | 4,660,000 | 9,592,000 | 16,302,000 | 22,371,000 |
| Provision for loan losses | 335,000 | 689,000 | 1,835,000 | 2,362,000 |
| Pretax income | 3,848,000 | 7,563,000 | 13,422,000 | 18,241,000 |
| Income tax | 1,517,000 | 2,987,000 | 5,286,000 | 7,191,000 |
| Net income | 2,331,000 | 4,576,000 | 8,136,000 | 11,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,922,000 | 56,793,000 | 74,470,000 | 74,311,000 |
| Total capital | 62,150,000 | 63,338,000 | 82,896,000 | 83,183,000 |
| Risk-weighted assets | 522,885,000 | 555,470,000 | 688,878,000 | 737,526,000 |