Call reports 2025
GOODFIELD STATE BANK — 2025
What GOODFIELD STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 229,679,000 | 239,081,000 | 244,247,000 | 274,493,000 |
| Total loans | 190,258,000 | 202,642,000 | 205,441,000 | 209,668,000 |
| Allowance for loan losses | 2,149,000 | 2,225,000 | 2,377,000 | 2,384,000 |
| Securities available for sale | 21,576,000 | 22,166,000 | 22,330,000 | 22,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,931,000 | 208,923,000 | 213,099,000 | 241,908,000 |
| Interest-bearing deposits | 176,927,000 | 182,676,000 | 189,035,000 | 210,132,000 |
| Noninterest-bearing deposits | 27,004,000 | 26,247,000 | 24,064,000 | 31,776,000 |
| Equity capital | 24,992,000 | 25,046,000 | 26,535,000 | 27,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,194,000 | 6,577,000 | 10,167,000 | 13,961,000 |
| Interest expense | 1,053,000 | 2,142,000 | 3,280,000 | 4,431,000 |
| Net interest income | 2,141,000 | 4,435,000 | 6,887,000 | 9,530,000 |
| Noninterest income | 518,000 | 1,083,000 | 1,713,000 | 2,306,000 |
| Noninterest expense | 1,308,000 | 2,605,000 | 4,001,000 | 5,880,000 |
| Provision for loan losses | 45,000 | 120,000 | 195,000 | 270,000 |
| Pretax income | 1,302,000 | 2,789,000 | 4,374,000 | 5,656,000 |
| Income tax | 18,000 | 41,000 | 65,000 | 85,000 |
| Net income | 1,284,000 | 2,748,000 | 4,309,000 | 5,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,185,000 | 27,323,000 | 28,212,000 | 29,058,000 |
| Total capital | 29,333,000 | 29,548,000 | 30,607,000 | 31,460,000 |
| Risk-weighted assets | 195,737,000 | 198,708,000 | 206,860,000 | 213,054,000 |