Call reports 2021
GOODFIELD STATE BANK — 2021
What GOODFIELD STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 169,733,000 | 174,029,000 | 182,244,000 | 177,956,000 |
| Total loans | 100,754,000 | 112,108,000 | 117,190,000 | 124,138,000 |
| Allowance for loan losses | 1,358,000 | 1,441,000 | 1,512,000 | 1,572,000 |
| Securities available for sale | 23,548,000 | 25,420,000 | 26,127,000 | 25,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,747,000 | 153,944,000 | 161,435,000 | 156,365,000 |
| Interest-bearing deposits | 129,152,000 | 134,767,000 | 141,177,000 | 132,424,000 |
| Noninterest-bearing deposits | 20,595,000 | 19,177,000 | 20,258,000 | 23,941,000 |
| Equity capital | 19,788,000 | 19,926,000 | 20,590,000 | 21,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,716,000 | 4,274,000 | 5,778,000 |
| Interest expense | 116,000 | 209,000 | 301,000 | 392,000 |
| Net interest income | 1,187,000 | 2,507,000 | 3,973,000 | 5,386,000 |
| Noninterest income | 739,000 | 1,461,000 | 2,086,000 | 2,910,000 |
| Noninterest expense | 975,000 | 1,930,000 | 2,908,000 | 4,113,000 |
| Provision for loan losses | 106,000 | 166,000 | 226,000 | 286,000 |
| Pretax income | 845,000 | 1,872,000 | 2,925,000 | 3,897,000 |
| Income tax | 15,000 | 29,000 | 44,000 | 57,000 |
| Net income | 830,000 | 1,843,000 | 2,881,000 | 3,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,536,000 | 19,649,000 | 20,147,000 | 21,106,000 |
| Total capital | 20,894,000 | 21,090,000 | 21,659,000 | 22,678,000 |
| Risk-weighted assets | 117,524,000 | 121,929,000 | 134,822,000 | 138,520,000 |